Where to Enter the Earnest Referral Code for Your Bonus

Don’t Miss Out on a $200+ Reward

Refinancing your student loans with Earnest is already a smart move—but when you use an Earnest Referral code, it gets even better. By entering the code in the right place during your application, you unlock a cash bonus of $200 or more. This guide will show you exactly where and how to enter the Earnest Referral code so you don’t miss out on your reward.

Why the Referral Code Matters

Earnest’s referral program is designed to reward smart borrowers. When you use the Earnest Referral code correctly, you receive a cash bonus after your loan is finalized. That’s real money, on top of the savings you’ll already get from a better rate and terms.

Timing Is Critical

To receive the bonus, you must enter the Earnest Referral code during your initial application. Waiting until after approval will make you ineligible for the reward—so don’t skip this step.

Step-by-Step: Where to Enter the Earnest Referral Code

Entering the code is quick and simple. Just follow these instructions carefully:

Step 1: Start Your Application

Go to Earnest’s refinance application page and begin the process by entering your personal and financial details.

Step 2: Reach the Promo/Referral Code Section

As you move through the application, you’ll come to a screen titled “Bonuses,” “Promotions,” or “Referral.” This is where you’ll find the field to enter your Earnest Referral code.

Step 3: Input the Code

Enter the full Earnest Referral code in the provided field. Double-check for any typos to ensure your eligibility.

Step 4: Continue with the Application

Submit your documents, review loan options, and finalize the process. Once your loan is approved and disbursed, your bonus will be on the way.

What Happens If You Miss the Code Field?

If you submit the application without entering the Earnest Referral code, you won’t be able to retroactively claim the bonus. That’s why knowing where to input it—and doing so on time—is essential.

Bonus Eligibility Requirements

To receive your $200+ reward, make sure you meet the following:

• Enter the Earnest Referral code during the application
• Complete the refinance process and receive loan disbursement
• Maintain good standing with your new loan

Additional Benefits of Refinancing with Earnest

Aside from the cash bonus, Earnest offers:

• Low, fixed and variable rates
• Customizable loan terms (5–20 years)
• No origination or prepayment fees
• Auto-pay interest rate discount
• Option to skip one payment per year

These features make Earnest a top-tier lender for borrowers looking to simplify and save.

FAQs About Entering the Code

Can I enter the referral code after I submit the application?
No. The referral code must be entered during the original application submission.

Where can I find my own referral code after refinancing?
Once your refinance is complete, you’ll receive a personal referral link to share with others.

When will I get the bonus?
Bonuses are typically issued within a few weeks after your loan is disbursed.

Final Thoughts

Knowing exactly where to enter your Earnest Referral code is the key to unlocking your $200+ bonus. Follow the steps above carefully to ensure you don’t miss out. It’s a simple, one-time action that results in instant rewards—on top of the long-term savings from refinancing smart.